About Us

WHO WE ARE

About Us
Welcome to M’Cube Holdings Limited, your reliable partner for fast and flexible financing solutions. Whether you’re looking to secure a property quickly, refurbish an investment, or navigate a complex financial situation, we provide the bridge to your financial success. Our mission is to offer swift, straightforward, and tailored financial solutions to help you achieve your goals with confidence.

Our Story
M’Cube Holdings Limited UK was established with a vision to simplify and expedite the bridging loan process. We understand the challenges encountered by businesses in accessing quickly short to medium-term finance, we are here to put smiles back on their faces. Our team of financial professionals have combined their knowledge and experience to create a service that is both responsive and customer-focused in helping clients across the UK achieve their financial objectives.

What We Offer
At M’Cube Holdings Limited UK, we offer a comprehensive range of bridge financing solutions designed to meet diverse needs:

  • Commercial Bridging Loans: Tailored finance towards immediate raising of the capital you need as you wait for a property to be sold or for a long-term finance to be arranged.
  • Small Business loans: Provide finance options to small businesses who frequently require urgent capital for various purposes like inventory purchases, light equipment purchases, investing in growth plans, or just keeping your cash flow liquid.
  • Business Asset-Backed Loans: Our finance options for established businesses Finance business growth by using your accounts receivable, inventory, equipment, machinery, property or any other eligible business assets as security against the loan.
  • Refurbishment Loans: Finance options to support property refurbishment projects, ensuring you can enhance your investment quickly and efficiently.
  • Auction Finance: Swift and unfailing short-term financing to assist you to buy property including residential, commercial and land properties at a property auction without delay.
  • Asset Finance Loan: Aids in purchasing assets to run your business operations and to undertake diverse projects or upgrade your tech. Funds may not be readily available to purchase these assets. We grant the opportunity for clients to access our product to enhance their business operations to take strain off cash flow.
  • Residential Bridging Loan:Tailored towards purchasing residential property or developing residential land in the interim before selling an existing residential property.

Why Choose Us
At M’Cube Holdings Limited UK, we offer a comprehensive range of bridge financing solutions designed to meet diverse needs:

  • Speed and Efficiency: We understand the importance of timely finance. Our streamlined processes ensure you receive funds quickly, often within days.
  • Tailored Solutions: We offer bespoke financing options to match your specific needs and circumstances.
  • Expert Guidance: Our team of experienced professionals provides personalized advice and support throughout the entire process.
  • Transparency and Integrity: We pride ourselves on our transparent approach, offering clear terms and no hidden fees, so you can make informed decisions with confidence.
  • Nationwide Coverage: We serve clients across the UK, providing localized knowledge and expertise wherever you are.

Our Committment
At M’Cube Holdings Limited UK, we are committed to helping you achieve your financial goals with ease and efficiency. We believe in building lasting relationships with our clients based on trust, transparency, and exceptional service. Our goal is to be your go-to partner for all your bridging finance needs, ensuring you have the support and resources required to succeed.

Why did we get into bridging?

  • Support small businesses in meeting working capital needs
  • Funding assets to aid the running of business operations
  • Adding value to a property through property refurbishment.
  • Purchasing a property quickly.
  • Funding an auction purchase.
  • Repaying development finance.
  • Funding a property conversion.
  • Adding value to a property before selling it.

With us, there are no checkbox criteria; we take pride in our common-sense lending approach. Each case is evaluated individually, guaranteeing direct contact with an underwriter from the beginning. Unlike online portals that can cause delays, we provide immediate responses. You’ll interact directly with the underwriter managing your case, ensuring the prompt feedback essential for property transactions.

Our Approach to Bridging Loans — Doing Things Differently

M’Cube Holdings is not your typical bridging lender. We take a unique approach by seeking out reasons to approve loans rather than reasons to reject them. Our dedicated team, including Directors, Credit analyst, Business Development Managers, and Credit Administrators, work in partnership with specialist solicitors and surveyors to ensure every customer experience is unique.

We never rest our decisions solely on basic credit checks or past financial performance — we make decisions on a case-by-case basis and go further to tailor our bridging loans to each individual customer’s conditions.

M’Cube Holdings is dedicated to ethical lending and committed to doing things the right way. We operate transparently, with no hidden fees, no exit charges, and no bureaucratic delays. This enables us to offer up to 90% LTV and release funds within seven days of application.

Why Choose M Cube Holding?

  • Borrow between £75k and £1m on a short-term basis (typically 6-12 months with a minimum of 4 months interest payable)
  • Tailored finance solutions to suit individual circumstances
  • We lend at higher LTVs than many providers (up to max 90% LTV)
  • All financial situations considered.
  • Exceptional client service and broker relationship management

Please note: We only offer unregulated loans or credit agreements, and we are not regulated by the FCA.

OUR TEAM

Meet the M Cube Holdings Team.

SANDRA AMEGAH

CEO

richard adinyira

Head of Credit