USE OF YOUR INFORMATION

The summary below explains how M’Cube Holdings uses your personal information. A more detailed explanation is available in our privacy statement online at https://mcubeholdings.com/privacy-policy/ . M’Cube Holdings will process and retain your personal data in accordance with its legitimate interests and/or legal obligations. These include us considering whether to offer a loan; the terms on which it might do so; and to deal with all aspects of any contractual relationship between you and M’Cube Holdings. Detailed information on your rights to your personal information including right to access your data and is available from the ICO whose website is https://ico.org.uk/

DECLARATION

As a responsible lender, M’Cube Holdings will carefully assess the information you have provided on this application form. If we do provide an offer letter to you, we have the right at any time before the loan completes to withdraw, revise or cancel our offer without providing a reason.

M’Cube Holdings may carry out a range of checks about you and your credit status, making a search and/or register information
about you and the conduct of your account with a licensed credit agency. Information is used to verify ID and help make credit
decisions for fraud prevention or for tracing debtors, and by signing this form you authorize and consent to us making these enquiries. The credit agency may keep a record of that information.

Please note the following:

In order to prevent or detect fraud, the information provided in the application will be shared with fraud prevention
agency/ies; If false or inaccurate information is provided and fraud identified, details will be passed to fraud prevention
agency/ies to prevent fraud and money laundering.

Law enforcement and government agencies may access and use this information to prevent fraud and money laundering.

We will make searches for similar applications made by the applicant to other lenders if fraud is suspected, other relevant
details will be shared with those lenders;
This information may be used by other entities to prevent fraud and money laundering, for example, when:

• Making financial or credit-related decisions about the applicant.
• Managing credit and credit related accounts or facilities.
• Checking details on proposals and claims for all types of insurance.
• Checking details of job applicants and employees.

You can find out which fraud prevention agencies are used by the Member Members must ensure that this information is
made readily available to the applicant and preferably by means of a dedicated telephone contact number. Members shall
ensure that where it provides information relating to the Company that such information shall be limited to the following
contact details:

www.mcubeholdings.com or Regus House, Admirals Park, Victory Way, Dartford, DA2 6QD. You have a right of access to information
held by the relevant member.
Please note that it is a criminal offence to knowingly or recklessly give false, inaccurate or misleading information when applying
for a loan. If you provide such information, you may be reported to the police and prosecuted.
It is important that you ensure that all statements made on this application form and other documents in connection with this
application are full and accurate and are correct, and that you have read and understood the contents of this declaration.